Dear PAO,

My insured vehicle was stolen while parked near the restaurant where my family had dinner. Upon discovering that my car was no longer in the parking lot where I left it, I immediately reported the incident to the nearest police station, subsequently filed a claim with my insurance company, and submitted the requirements for proof of loss. After six months, the police recovered my car; however, I found that many of its parts were missing, unserviceable, or no longer functioning, including the tires and engine. Can the insurance company deny my claim on the ground that the car was recovered, despite having paid the premium in full?