Use of maiden name for banks
Dear PAO, I went to a local bank to open a savings account. I declared in the form I filled out that I am married but still use my maiden name. The bank insisted I write my husband’s surname on my application form before transacting with them. Can the bank impose the use of my […]
Restrictions on tobacco advertising | The Manila Times
Dear PAO,I have minor children who are fond of watching shows on television. There are times when they enjoy watching commercials in between the shows. As a parent, I want to make sure that they will not be able to watch anything on TV pertaining to vices, such as smoking or using tobacco products. Is […]
Death extinguishes criminal liability and may as well extinguish civil liability
Dear PAO, Is the liability of a person for a crime that he committed extinguished once he dies? My friend filed a criminal case for rape and received a favorable decision in court, but the accused filed an appeal. While on appeal, the accused died of cardiac arrest. My friend was informed by his lawyer […]
Error in month of birth may be corrected
Dear PAO, My sister is set to retire next year, but it was only recently that she learned about the error in her date of birth. She was born on April 20, 1965. As far as she knows, all of her records state that date as her date of birth. But when she got hold […]
Subsidiary liability of a guarantor of a loan
Dear PAO, My brother borrowed money from his friend, and I signed the loan agreement as his guarantor. When my brother refused to pay, his friend started collecting the entire loan amount and interest from me. Can the creditor collect the loan from me simply because my brother refused to pay him? Martha Dear Martha, […]
Consumption of threatened species is prohibited
Dear PAO, I work for a mining company somewhere in Luzon. During my stay at one of the mining sites, I befriended some of the miners and personnel assigned to that area. We usually drink after a week of work to unwind and rest. I often notice that during our drinking sessions, one of the […]
Hospitals may not refuse treatment in emergency or serious cases
Dear PAO, I rushed my pregnant wife to the nearest hospital because she was experiencing excruciating pain in her lower back and abdomen and was heavily bleeding. We did not have enough money to make an advance payment to the hospital, not to mention enough time to look for sufficient funds. Yet the hospital insisted […]
Purpose of acceptance fee | The Manila Times
Dear PAO, I have a problem regarding my land, which is also being claimed by my neighbor. I am now contemplating on filing a suit against my neighbor and have already talked to several lawyers who have asked for an acceptance fee. I am willing to pay the said fee, but I would like to […]
Registration of vintage vehicle need not comply with the Clean Air Act
Dear PAO, My fascination for old or vintage cars started last month. I have been watching these cars which were featured on social media until somebody offered me a vintage car which is still in pristine condition. I am planning to buy the said vintage car, but my best friend discouraged me from doing so […]
Ownership of mortgaged property does not pass to the creditor
Dear PAO, Someone mortgaged her land to me four years ago. She promised me that if she is not able to pay off her debt in just two years, the mortgaged land will automatically be mine. It’s been four years, but the debt has never been paid. Is the land mine now? Can I already […]