Subsidiary liability of a guarantor of a loan

Dear PAO, My brother borrowed money from his friend, and I signed the loan agreement as his guarantor. When my brother refused to pay, his friend started collecting the entire loan amount and interest from me. Can the creditor collect the loan from me simply because my brother refused to pay him? Martha Dear Martha, […]

Consumption of threatened species is prohibited

Dear PAO, I work for a mining company somewhere in Luzon. During my stay at one of the mining sites, I befriended some of the miners and personnel assigned to that area. We usually drink after a week of work to unwind and rest. I often notice that during our drinking sessions, one of the […]

Hospitals may not refuse treatment in emergency or serious cases

Dear PAO, I rushed my pregnant wife to the nearest hospital because she was experiencing excruciating pain in her lower back and abdomen and was heavily bleeding. We did not have enough money to make an advance payment to the hospital, not to mention enough time to look for sufficient funds. Yet the hospital insisted […]

Purpose of acceptance fee | The Manila Times

Dear PAO, I have a problem regarding my land, which is also being claimed by my neighbor. I am now contemplating on filing a suit against my neighbor and have already talked to several lawyers who have asked for an acceptance fee. I am willing to pay the said fee, but I would like to […]

Registration of vintage vehicle need not comply with the Clean Air Act

Dear PAO, My fascination for old or vintage cars started last month. I have been watching these cars which were featured on social media until somebody offered me a vintage car which is still in pristine condition. I am planning to buy the said vintage car, but my best friend discouraged me from doing so […]

Ownership of mortgaged property does not pass to the creditor

Dear PAO, Someone mortgaged her land to me four years ago. She promised me that if she is not able to pay off her debt in just two years, the mortgaged land will automatically be mine. It’s been four years, but the debt has never been paid. Is the land mine now? Can I already […]

What to do when owner’s duplicate certificate of title is lost

Dear PAO, My wife and I acquired a lot several years ago. Unfortunately, our house was razed by fire. What should we do if our duplicate copy of the certificate of title is lost/destroyed? Ponz Dear Ponz, In the case of Heirs of Spouses Gervacio A. Ramirez and Martina Carbonel, represented by Cesar S. Ramirez […]

Identifiability required in libel cases

Dear PAO, I have a friend who may be the subject of a libelous article in a newspaper. Although not directly naming him in the article, some aspects may allude to him as the subject. The story is not entirely about my friend’s life, but we strongly feel that he is the subject of the […]

Killing of dogs is prohibited

Dear PAO, Nana, our beloved dog, typically wanders around our lawn during his walks or when he needs a bathroom break. However, one day, he didn’t return to our home. Despite reviewing our CCTV recording and initiating a search effort, several weeks have passed with no sign of Nana. We’ve diligently monitored our CCTV footage […]

Unauthorized recorded private conversation | The Manila Times

Dear PAO, My friend and I were talking on the phone, and I may have divulged some information that my friend was not happy to hear. Before our call ended, my friend told me that she had secretly recorded our conversation, and she threatened me that she would use the said recording against me in […]