Credit card ‘pakaskas’ scheme’s risk and recourse

Dear PAO, Six months ago, I started a ‘pakaskas’ business using my credit cards, where I let other people swipe my cards for their purchases, usually on an installment basis, for a fee. It seemed promising at first because aside from the standard fee that I charge from every transaction, I am also able to […]

Contract of Service worker is not considered a government employee

Dear PAO, I am a Contract of Service worker in the government. My superior informed me that my contract will not be renewed next year. I have been connected with this agency for 10 years now. May I know if my contract can be terminated without any cause? If my services are terminated, will I […]

Effect of unnotarized deed of extrajudicial settlement of the estate

Dear PAO, My parents died in an accident two years ago. I returned from the United States a month ago and discovered that my siblings had signed an Extrajudicial Settlement of the Estate (EJS) of my deceased parents to which I was not a signatory. It was also not notarized. I am the youngest of […]