The Anti-Financial Account Scamming law

Dear PAO, I am a senior citizen who recently contracted an auto loan from a bank in Makati City. The account related to my auto loan was enrolled in an auto-debit arrangement. Just two months after my auto loan was perfected, an anonymous caller reached out to me and introduced himself as an employee of […]

Oh, the Places We Went!

This year, of the 52 destinations on our annual list, our writers and photographers touched down in 11 to capture their essence. Here’s what they found. Source link

Donation is not valid if it takes effect upon the death of the donor

Dear PAO, A year after my mother passed away in 2022, my siblings and I found out that she executed a typewritten private instrument, donating one of her farm lots to her friend. The document stated that, in consideration of their true and long friendship, my mother decided to transfer and convey the said farm […]

Guarantor’s rights and obligations | The Manila Times

Dear PAO, I am currently burdened with numerous bills, so I am contemplating obtaining a loan from my officemate’s lending business, payable at a certain date. I have a house and lot, and I am considering constituting it as a real estate mortgage to serve as collateral for the payment of my loan. Upon learning […]

Twin notice rule in terminating an employee

Dear PAO, For several months, I noticed a discrepancy in our inventory and store sales. This prompted me to install a CCTV in my store. While reviewing the CCTV footage, I noticed one of my employees entering the store premises at night, taking several boxes from our supply section. Because of my dismay, I immediately […]