Demurrer to evidence in criminal cases

Dear PAO, I filed a criminal case for estafa against a former handler of an “investment scheme” who promised that my investment would generate certain earnings in a short period of time. However, after we presented our witnesses and evidence, I received an order from the court dismissing my case due to the demurrer to […]

5 Bike Rides Perfect for Fall

From Vermont to California, we found routes that will take you close to the sights, sounds and scenery surrounding U.S. rivers, lakes and reservoirs. Source link

Is one absolutely excused from liability if there is a fortuitous event?

Dear PAO, I saw the problem of Z, a passenger of a public utility bus involved in a road accident, in an online video. Z claims that he suffered bodily injuries, among others, due to the accident and wants to file a case against the bus owner. Allegedly, the representative of the bus company told […]

Money muling activities penalized under RA 12010

Dear PAO, A few months ago, a former college classmate asked me if he could borrow my bank account. Since I had just returned from working abroad and wasn’t using my account with XXX bank, I declined his request. He approached me again a few weeks later, offering a significant amount of money. He even […]

Banks must disclose pre-payment costs

Dear PAO, Do banks have an obligation to disclose not only the terms of a loan but also other aspects, such as the costs of pre-paying a loan? My brother, a fisherman, obtained a loan from a bank in our province. He only has a few months of amortizations left until he pays off his […]