Bank refuses to release mortgaged property

Dear PAO, My father passed away last year, leaving behind a P1,000,000 bank loan secured by a single parcel of land. My brother and I inherited his estate, and, to be responsible heirs, we formally agreed to split the debt equally at P500,000 each. Through hard work, I painstakingly raised my share of the obligation […]

Written notice of the seller: Is it indispensable?

Dear PAO, I bought a portion of a parcel of land from someone who owned one-third (1/3) of it by virtue of an intestate succession from her deceased parents. Upon buying it, the entire property was surveyed and subdivided under a duly approved subdivision plan. Thereafter, the portion I purchased was segregated, and a Transfer Certificate of Title was issued in my name. […]